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About Us

At Advantage, we have a committed team that lives our shared values and works together to provide customer-focused innovative solutions and service to our clients.

Our Profile

Advantage Insurance is licensed by the Pensions and Insurance Authority to transact casualty and property (general insurance) classes of business in Zambia. We are not another typical insurance company. WE INSURE YOUR TRUST by providing specialized creative coverages in compliance with the ethical and legal requirements of your businesses. While we are a young corporate entity, we are not new to the Zambian Insurance Market. Our management and directors have been credited with the success of many companies (insurance inclusive), introduced many innovative products, enhancing service standards and applied the philosophy of "finding reasons to settle claims" rather than "finding excuses to deny claims".


Through trust, earning the right to be the First Choice of Insuring Public in Zambia.


To be a top performing Insurance company in the African Continent.

Strategic Goals

In Zambia, to be the undisputed leader in insurance services In targeted markets in Africa, to be a leading provider of select financial services complimentary to our core strengths

  • Trust through integrity and compliance in everything we do
  • Excellent service to clients
  • Personal responsibility for high performance
  • Diversity for growth and innovation
  • Working together to succeed

  • Compliance

    Effective oversight and controls to ensure ongoing compliance with regulatory requirements Company-wide compliance program to deter, detect and report suspected money laundering and terrorist financing activities

    Corporate Citizenship

  • Environmentally friendly business practices and processes
  • Respect and contribute towards sustaining and enhancing Zambia‚Äôs heritage values

  • Board of Directors and Management

    Team Image 1

    Ashok Chawla

    Founder / Director
    Team Image 2

    Paul Kaluba

    Team Image 3

    Tapiwa Chikumbu

    Team Image 3

    Moses Nawa

    Team Image 4

    Parul Chawla

    Team Image 4

    Sophie Taruvinga

    General Manager
    Team Image 4

    Abraham Ngoma

    Assistant General Manager - Technical
    Team Image 4

    Lwendo Mwamba

    DGM - Underwriting & Reinsurance